CUSTODY & SECURITY
How Your Assets Are Protected
Your assets are held by an independent, regulated custodian — not by J.P. Aubry Wealth Advisors — giving you direct ownership, 24/7 access, and an added layer of protection.
The Structure
Two Important Roles. One Goal.
When you work with a modern advisory firm, two separate organizations play two distinct roles in protecting your wealth.
J.P. Aubry Wealth Advisors provides the planning, advice, and portfolio management. An independent custodian — a regulated financial institution — holds your assets, executes transactions, and sends you your statements.
Hover or tap each step to learn more.
Separating the advisor from the custodian creates an important layer of accountability and protection.
Our Custodian of Choice
Why We Chose Altruist
After evaluating what a modern retirement client actually needs, we chose Altruist as our preferred custodian. Legacy platforms were built decades ago — and it shows in the paperwork, the delays, and the friction. We wanted a partner built for how planning is done today.
Altruist gives our clients a genuinely modern experience: a clean mobile app, real-time reporting, digital account opening in minutes, and cost efficiencies we can pass along. Behind the scenes, it also frees us from administrative drag — which means more of our time goes to your plan, not to paperwork.
Thousands of independent advisory firms have adopted Altruist for its modern technology, security infrastructure, and client experience — a signal that we’re not taking a chance on an unproven platform.
5,000+
Independent advisory firms
Top 3
Independent RIA custodian
SOC 2
Type II security certified
Altruist is our preferred custodian because of the client experience it provides. Clients may also choose other custodians when appropriate.
Built On A Modern Foundation
Institutional-Grade Security
Modern infrastructure, thoughtfully designed — protecting your accounts with the same rigor demanded by the largest institutions.
Independent Custody
Your assets are held at a regulated custodian in accounts titled in your name — never on our balance sheet.
Enterprise Security
Bank-grade encryption, multi-factor authentication, and continuous monitoring protect your accounts around the clock.
Modern Client Portal
A clean, intuitive web and mobile experience that lets you check balances, positions, and activity anytime.
Digital Documents
Statements, tax forms, and confirmations delivered securely — with a permanent record you can access anytime.
Real-Time Reporting
Performance and holdings update continuously, so you always know exactly where you stand.
Cash Management
Competitive cash yields, expanded FDIC coverage, and easy funding to and from your bank.
Accountability, By Design
Who Actually Has Access to Your Money?
This is the question most prospects don’t ask out loud — but are quietly thinking about. Here is the honest answer: your advisor cannot simply move money wherever they want.
- Withdrawals require your authorization — the only standing exception is items you have expressly pre-authorized, such as advisory fee deductions.
- The custodian independently verifies every request before it is processed.
- You receive trade confirmations directly from the custodian — not filtered through us.
- You receive account statements directly from the custodian on a regular schedule.
- Every transaction is documented and creates a permanent, auditable paper trail.
Ownership, Always
You Remain in Control
Hiring an advisor doesn’t mean handing over the keys. You keep direct ownership and direct access to your money — every day.
- 01
You own every account — in your name, not ours.
- 02
You can log in to your custodian anytime, from anywhere.
- 03
You receive statements directly from the custodian.
- 04
You receive trade confirmations directly from the custodian.
- 05
You can transfer assets in and out on your terms.
- 06
You can call the custodian directly — no gatekeeper.
Flexibility Built In
We Meet You Where You Are
Altruist is our preferred custodian because of the client experience it provides. But we understand that many clients already have long-standing relationships. When it makes sense, we also work with:
Whichever custodian is the right fit, the same core protections apply: your assets remain in your name, independent of our firm.
The Bottom Line
What This Means For You
Structure is important. But what matters most is what it means in your daily life as a client.
- Your investments remain yours — held in your name, not ours.
- Your accounts stay visible to you 24/7.
- Your assets remain at an independent, regulated custodian.
- Every transaction is documented and permanently recorded.
- You receive statements directly from the custodian.
- You always know exactly where your money is.
- Because administrative tasks are streamlined, we spend more time focused on planning — not paperwork.
“When you become a client of J.P. Aubry Wealth Advisors, you’re never asked to choose between personal advice and institutional protection — you receive both.
Next Step
Ready to Experience a Better Advisory Relationship?
Let’s build a retirement plan you can trust — with the structure, transparency, and personal guidance you deserve.
Schedule Your Call